How to Prep for FAFSA Season: A December Checklist

By preparing now, you’ll not only streamline your application experience but also increase your chances of meeting early deadlines and securing priority aid. Here’s a comprehensive checklist to guide you through this important process.‍

As December rolls around, it’s the perfect time to prepare for FAFSA season! ‍Submitting the FAFSA (Free Application for Federal Student Aid) is a crucial step in securing financial aid for college, and being well-prepared can make the process much smoother.

Taking the time to plan and organize in December will save you from unnecessary stress later. This season is the ideal opportunity to ensure you have everything in order for a smooth FAFSA application process. Whether you're a first-time applicant or reapplying, preparation is key to maximizing your financial aid opportunities. Start by familiarizing yourself with the steps involved, gathering your required documents, and having discussions with your family to ensure everyone is on the same page. By preparing now, you’ll not only streamline your application experience but also increase your chances of meeting early deadlines and securing priority aid. Here’s a comprehensive checklist to guide you through this important process.

2025–26 FAFSA® Form Now Available!

The 2025–26 FAFSA® form is now available for all students and contributors. Complete the form to apply for financial aid for college, career school, or graduate school.

Here’s a detailed checklist to help you get ready.‍

1.Gather Your Personal Information

Before diving into the FAFSA application, make sure you have all your personal details in one place. This includes:

Organizing this information ahead of time will save you stress when filling out the application.

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2. Get Your Tax Documents in Order

One of the most important parts of the FAFSA is providing accurate financial information. To ensure a smooth process, gather these documents:

For the 2024-2025 FAFSA, you’ll need financial details from your 2022 tax returns. Having these documents ready will make it easier to input the required data.

3. Set Up Your FSA ID

Your FSA ID serves as your electronic signature and is essential for accessing the Federal Student Aid website. If you haven’t created one yet, visit studentaid.gov to set it up. If you already have an ID but forgot your login details, take the time to reset your ID or password now. This small step ensures you won’t face delays when it’s time to submit your application.

4. Understand the New Student Aid Index (SAI)

Starting with the 2024-2025 FAFSA, the Student Aid Index (SAI) replaces the Expected Family Contribution (EFC). Familiarize yourself with how the SAI works to understand how your financial aid eligibility will be calculated. This knowledge can help you make informed decisions about your college funding.

5. Create a Financial Aid Plan

December is a strategic time to plan your financial aid journey. Here’s how you can do it:

Creating a financial aid plan now will keep you ahead of the curve when January rolls around. We can help you put this together. Chat with Josh on our student portal here.

6. Talk to Your Parents or Guardians

If you’re a dependent student, you’ll need your parents’ financial information to complete the FAFSA. Have a conversation with them early to ensure they’re prepared with their:

By coordinating with your parents or guardians in advance, you can avoid last-minute issues.

7. Use the FAFSA Checklist Tool

The Federal Student Aid website provides a handy FAFSA checklist tool to guide you through the process. Bookmark this tool and refer to it frequently to stay on track with your preparations.

Mark Your Calendar for December 2024

Although December is focused on preparation, remember that the FAFSA opens in December 2024 for the 2025-2026 academic year. Set a reminder to complete and submit your application as soon as possible. Early submission increases your chances of receiving aid since some funds are awarded on a first-come, first-served basis.

Final Thoughts

Preparing for FAFSA season in December is a proactive way to set yourself up for success. With a little planning and organization, you can tackle the process with confidence. And if you’re looking for extra support, the Fund Your Future student portal has you covered. Gain access to scholarships, 1:1 office hours with financial aid pros, in-depth courses, and step-by-step guidance to make paying for college stress-free.

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